Published : 1 week ago, on 29/11/2024

Eric Weschke

Choosing a financial adviser can feel like an overwhelming task. Who will work in your best interest? Who has the experience, expertise, and reputation needed to advise you on how to secure your financial future?

At Advancedfolio Capital Management, their mission is to help clients build, protect, and preserve their assets. The firm specializes in helping to meet the needs of high net worth families and individuals as well as business owners, nonprofits and entrepreneurs, from growing and protecting their assets to managing taxes and planning for the future.

As fiduciaries, the firm is committed to treating and protecting their clients’ assets as if they are their own. They assist with retirement income, Social Security, 401k plans, and fiduciary advice. Advancedfolio Management creates, monitors, and implements the financial goals of their clients.

Three Decades of Financial Experience Guides Clients

The firm is led by President and CEO Eric Weschke, a 30-plus year veteran of the financial services industry. A former host of “Smart Planning Radio,” he has helped countless individuals, families, and businesses address their financial needs and goals. Beyond his reach as a radio host, he has written articles for various publications, and has presented many free educational seminars.

Weshcke is a second generation finance professional. His mother was one of the first women to work on the floor of the U.S. Stock Exchange in the late 60s. His father ran the engineering department at Suffolk College. Growing up in a very math-oriented family, he had a strong financial education from a young age.

Warren Buffet is Weschke’s inspiration. “The most admirable thing for me is how he does not get swayed by the critics and stays the course in his investing prowess and has been able to deliver at the end of the day a strong and consistent return for his investors,” Wescke says.

In these times when the financial future seems as volatile as the weather, Weschke offers his financial planning experience as a beacon of stability through his innovative multi-bucket approach. This strategy, which has brought him to the forefront of financial advising, offers a different perspective on asset allocation and risk management, particularly for those navigating the pre-retirement and retirement phases of life. His approach is not just about weathering the storm but finding opportunities for growth and stability within it.

Weschke understands that one size does not fit all. “The multi-bucket approach,” he explains, “is about recognizing that each client has unique needs, goals, and risk tolerances. We can’t just throw everything into the stock market and hope for the best. We need a more nuanced, diversified strategy.”

He uses a method that divides investments into several “buckets,” each with a specific role. One such bucket involves investments that have a feature that protects the principal against losses. These investments are tied to stock market indices such as the S&P 500, providing the potential for growth without the typical fees or direct market exposure. “It’s about balance,” Weschke states. “Adding a bucket that’s immune to market downturns but still benefits from its upsides is key to alleviating volatility.”

Education plays a significant role in Weschke’s approach. He believes in empowering clients with knowledge, helping them understand the intricacies of their financial strategies. “The more you know, the more confident you’ll feel about your financial decisions,” he says. This ensures clients are partners in the planning process.

Looking Forward to Help Clients Have a Stress-Free Retirement

The fear of market downturns can worry retirees and those planning to retire soon. This concern often disturbs the peace and security they’ve worked years to achieve. Weschke understands their anxiety. Our clients are primarily between 55 and 75 years old, a time when the stakes of financial decisions are incredibly high,” he says. They’ve accumulated assets and are looking towards retirement, needing their investments to support them without the stress of constant market fluctuations.

At the core of his strategy to alleviate volatility is diversification, but it goes beyond traditional asset allocation. “We integrate what I like to call ‘volatility buffers’ into our clients’ portfolios,” he explains. These buffers are carefully selected investments designed to provide stable returns even when the market is in turmoil, ensuring that clients’ portfolios are not fully exposed to its highs and lows.

For Eric Weschke, the Advancedfolio Capital Management method incorporates investments that are linked to stock market performance but shielded from its volatility. This allows clients to benefit from market growth without the risk of loss. This approach offers reassurance to clients who cannot afford to gamble with their retirement savings. “It’s about giving our clients the best of both worlds – the potential for growth through market exposure and the assurance of stability through risk-averse investments,” Weschke notes.

Reducing volatility is not just a matter of preserving capital; it’s about creating a sense of security and control for clients who want to enjoy their retirement years without financial worry. Weschke personalizes his approach. He considers each client’s financial situation, goals, and risk tolerance to develop a plan that aligns with their vision for retirement.

Weschke’s success lies not just in his financial expertise but in his ability to build trust-based relationships with his clients. Navigating retirement planning can be daunting,” he acknowledges. “But with the right strategies in place, we can create a financial environment that allows our clients to look forward to their retirement with optimism, rather than apprehension.”

The importance of periodic reviews to adjust plans as necessary is something Weschke likes to point out. A financial plan is not a set-it-and-forget-it tool. Life changes, and so should your financial strategy.” Regular check-ins allow for adjustments in response to personal milestones, economic shifts, or changes in financial goals.

In a time when economic instability can unsettle even the most seasoned investors, Weschke’s dedication to mitigating market volatility for his clients shines as a testament to his expertise and compassion. Through his tailored strategies, Eric Weschke is not just safeguarding assets; he’s safeguarding dreams, ensuring that retirement is a time of fulfillment, not fear.

**Disclaimer**: This article is for informational purposes only and does not constitute financial advice. Investors are advised to consult with a financial advisor before making any investment decisions. Investment advisory services are offered through Coppell Advisory Solutions, LLC dba Fusion Capital Management, an SEC registered investment advisor. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration is not an endorsement of the firm by the commission and does not mean that the advisor has attained a specific level of skill or ability. See full disclosures on FusionCM.com/compliance. Insurance and annuity products are not sold through Fusion Capital Management. Fusion does not endorse any annuity or insurance product, nor does it guarantee any insurance or annuity performance. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from Fusion’s investment advisory fees.